In the unfortunate circumstance that a homeowner is past-due on their monthly mortgage payments, they pave the way for a “foreclosure” on their property. In today’s market, banks and other lenders do not turn to foreclosure to take away the homes of homeowners who are in arrears. Instead, they perform a "Power of Sale" which is wholly different from a Foreclosure. What is a Foreclosure? Foreclosures are laborious, grueling, and costly to both the... [read more]

On average, families move about every five years and we are always looking for repair and service people we can trust. Most of us rely on wise neighbors for referrals to reliable plumbers, painters and auto mechanics. Still, it takes time to develop your own personal relationships with them. Here are some ways that may help give you more confidence in your choices until you and your service people have bonded. Ask around for shops and services before you need them. Don’t put off... [read more]

With winter upon us, many of you probably already have your furnace running. If you haven’t turned it on yet, or haven’t done the maintenance yet, here are some quick tips. 1. Turn off the gas and electricity to the furnace. 2. Vacuum the furnace interior everywhere you can reach. 3. Change the air filter. 4. Check the fan belt for wear--glazing, cracking, or fraying. The belt should be taut. Tighten by loosening the attachment bracket and moving the... [read more]